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Phone: (518)483-8668 Fax: (518)483-8808
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Checking Accounts

Share Draft (Checking) Accounts are a practical, affordable, and convenient way for members to shop, pay bills and withdraw cash. You have a copy of each draft (check) you write because a carbonless copy is attached. Monthly statements are sent to members. Also available to members are checking account debit cards and online banking gives our members 24/7 access to all of their accounts on the secure site.

Members can transfer, make their NFFCU loan payments, or print out account information. Online banking and online bill pay are free to members. Loan payments may be transferred from this account automatically, making payments easy.


  • No Monthly Service Charge
  • No Per Check Charge
  • No Minimum Balance

Visa Flex Debit Card - 24 Hour Access:

DEBIT - transaction from your checking without writing a check. ATM - 24 hour access to your savings and checking funds.

*For a current copy of our Rates and Fees Schedule or our Funds Availability Brochure please stop by our Office or give us a call at 518-483-8668.

Monday-Friday: 8:00 AM - 5:00 PM
Saturday: 8:30 AM - Noon (Drive-Thru only)
Holiday Schedule
This credit union is federally insured by the
National Credit Union Administration.

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Accessibility Statement

Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all members. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (518) 483-8668 for assistance. Products and services available on this website are available at our office located at 494 East Main Street, Malone, NY 12953.